# Avenirio · Geneva

> Your own family office in Geneva: one contact for everything your family needs done, backed by vetted experts. From CHF 890 a month, 14 days free.

## Your own family office.

Behind your contact stands a complete office: personal assistants, lawyers, fiduciaries, brokers, agencies and craftspeople we have vetted. You stop searching, comparing and wondering whether you are paying too much.

**From CHF 890 a month** · 14 days free · first task on us

## One contact in front. A whole office behind.

A family office has people for everything. So do you now. You write to one contact; the right specialist does the work, at the rate we agreed for you.

- **Your contact**: Knows your family, owns every task, reports back
- **Personal assistants**: Daily tasks, bookings, follow-ups
- **Lawyers and notaries**: Contracts, wills, permits, disputes
- **Fiduciaries and tax**: Tax returns, tax at source, residency
- **Insurance brokers**: Health, home, car, valuables
- **Relocation and real estate**: Moves, rentals, purchases
- **Staffing agencies**: Nannies, housekeepers, drivers, payroll
- **Schools and education**: Admissions, tutors, universities
- **Health coordination**: Doctors, clinics, claims
- **Travel and events**: Holidays, ski, celebrations
- **Home and craftspeople**: Maintenance, repairs, renovations
- **Cars and mobility**: Purchase, registration, service
- **Security and IT**: Accounts, devices, fraud
- **Investments**: Stay with your banker. We coordinate, we never manage.

## The cost of a family office, without having one.

A family office does two things: it invests, and it runs the family's life. We do the second one, at a fraction of the cost, for families of any size.

- **Your own family office**: USD 1.2M+. Average for a small single-family office (Campden Wealth 2025). Usually justified from USD 100 million in assets.
- **A multi-family office**: 0.5–1%. Typical entry from USD 10–25 million in assets. Mostly investment management.
- **Hiring your own team**: CHF 215–310k. A private assistant and a house manager in Geneva, plus about 14% social charges. Experts still billed by the hour.
- **Avenirio · Private**: CHF 54,000 a year. A dedicated contact, 35 hours a month, the whole office behind.
- **Avenirio · Pro**: CHF 22,680 a year. Your personal contact, 12 hours a month.
- **Avenirio · Essential**: CHF 10,680 a year. A named manager, 5 hours a month.

_Sources: Campden Wealth Operational Excellence Report 2025; UBS Global Family Office Report 2025; J.P. Morgan Global Family Office Report 2026; Lighthouse Careers (house manager), Tiger Recruitment (private assistant), findea (social charges)._

## From one task to a whole life.

### Marc: A fine and a missing tax document.
Consultant, lives alone.

- Checked the speeding fine and filed the objection on day 6 of 10
- Requested the missing salary certificate from his former employer
- Filed both in his vault

How they pay: Two single services, no membership. Time: 2 hours.

### The Carters: Arriving in Geneva in six weeks.
Two parents, two children, from London.

- Permits and OCPM registration within 14 days
- Health insurance for four within 3 months
- Two school places and a flat in Champel
- Car import, plates and licence exchange

How they pay: Pro, relocation included. Time: 38 hours over 2 months.

### The Moreaus: No evenings left for admin.
Two careers, three children.

- One family calendar for school, doctors and activities
- Bills, claims and subscriptions every month
- Summer camps booked in February, ski week in October
- Tax return with a fiduciary before 31 March

How they pay: Pro. Time: 11 hours a month.

### The Haddads: A household that runs on paperwork.
Villa in Cologny, four staff.

- Payroll and social charges for nanny, housekeeper, gardener and driver
- Same-day cover when the nanny was ill
- Kitchen renovation: three quotes, weekly site visits
- Insurance review: a gap in valuables cover closed

How they pay: Private. Time: 31 hours a month.

### Mr K: Everything, everywhere, quietly.
Four homes in three countries, a yacht, a family trust.

- Nine staff across Geneva, Cap d'Antibes and Dubai, one payroll view
- Trust documents coordinated between lawyers and his private banker
- Crew visas and berth in Monaco for the summer
- Security review of all devices and accounts

How they pay: Private in Switzerland, France and Monaco at −30% each. Time: Over 60 hours a month.

_Names and details changed. We never discuss real clients._

## Family offices used to be for the very rich. Now they are for the very busy.

- **You do not need to be rich**: You need better things to do with your evenings than insurance comparisons and phone queues. From one task to a whole household, the same office works for you.
- **Stop searching, start delegating**: Everyone can google a plumber, a lawyer or a school. Nobody knows who to trust. We do: every partner is vetted, every price agreed in advance, every result checked.
- **Everything you must do but would rather not choose**: If it has to be done and you do not want to pick who does it, it is ours. That is the whole idea: one place for everything that is not your choice, but your obligation.

## The administration of family life, in one place.

- **Official matters**: Permits, commune registration, passports, driving licence exchange, naturalisation files
- **Home**: Maintenance, tradespeople, boiler and chimney, renovations with three quotes, moves
- **Household staff**: Payroll and social charges, contracts, holidays, urgent replacement
- **Children**: Schools and admissions, camps, activities, schedules, university abroad
- **Health admin**: Appointments, check-ups, insurance claims, switching insurer before 30 November
- **Money admin**: Bills, tax return, tax at source, subscriptions, bank changes. Never investment advice
- **Cars**: Vignette, inspection, tyres, registration, accidents, buying and selling
- **Travel**: Family holidays, ski season, cancelled flights and compensation
- **Life events**: A birth, a wedding, a home purchase, a bereavement, a move abroad
- **The unexpected**: A flood, a fine, a lost passport, a hospital stay, a letter from the tax office

## Choose how much of your life you hand over.

14 days free, first task on us. Then a 12-month membership, paid monthly or annually. Unused hours roll over for one month.

### Essential: CHF 890 / month
Order in everyday life and paperwork.

- A named manager in our team
- 5 hours of work a month
- Response the same working day
- Up to 2 household staff administered
- 10% off every other service
- Relocation at member rates
- Included categories: Home & household, Documents & administration, Health, Children & education, Travel, Cars & boats, Other
- All other categories: −10%
- Paid annually, a month: CHF 846

### Pro: CHF 1890 / month
A family with a home, children, staff and a full life.

- Your personal contact
- 12 hours of work a month
- Response within 4 hours
- Up to 4 household staff administered
- 15% off every other service
- Full relocation included
- Included categories: Home & household, Documents & administration, Health, Children & education, Travel, Cars & boats, Household staff, Property, Relocation & residency, Financial paperwork, Other
- All other categories: −15%
- Paid annually, a month: CHF 1796

### Private: CHF 4500 / month
A whole household, or several.

- A dedicated contact and team
- 35 hours of work a month
- Response within the hour, day and night
- Household staff without limit
- 25% off every other service
- Full relocation included
- Included categories: Home & household, Documents & administration, Health, Children & education, Travel, Cars & boats, Household staff, Property, Relocation & residency, Financial paperwork, Legal coordination, Events & lifestyle, Business & companies, Other
- All other categories: −25%
- Paid annually, a month: CHF 4275

## What families ask us first.

### What exactly do I get?
One contact for everything your family needs done, and a complete office behind them: assistants plus vetted lawyers, fiduciaries, brokers, agencies and craftspeople. Your plan includes hours of work each month, frequent services at no extra cost, and a discount on everything else. Plus your private account with vault, deadlines and tasks.

### Do you also arrange tables, tickets and rare pieces?
Yes, but that is not what we are. We are not a concierge. The core of our work is the administration of a family's life: documents, deadlines, staff, property, schools, insurance and the unexpected. Access to lifestyle, from a table or a Grand Prix ticket to private shopping or a hard-to-find watch, is part of that work: we arrange it through vetted partners, and you pay the partner's price separately.

### Is it a real family office?
It does what a family office does for the family's life, not for its investments. We never manage money or give investment advice; your banker does, and we coordinate with them.

### Do I need a plan to use you?
No. Every service can be ordered on its own. A plan makes sense as soon as you have more than a few requests a year: frequent services are included and everything else costs up to 25% less.

### How does the free trial work?
Fourteen days, card required but not charged. Up to two hours of work during the trial. Cancel in your account before day 15 and you pay nothing.

### Who is my contact?
An experienced member of our team in Geneva, bound by a confidentiality agreement. On Pro and Private it is always the same person. On Essential, a named manager within a small team.

### What do you not do?
We do not manage assets, give investment, legal or tax advice, or hold client money. When advice is needed, a licensed partner gives it and we organise everything around it.

### How do I send a task?
Write a message, forward an email or send a photo of a letter from your account. One sentence is enough; your contact asks for what is missing.

### How fast do you reply?
Within one working day on every plan, usually within hours. Private members can reach us day and night for urgent matters.

### Can you help with an emergency, like a flood or a car accident?
Yes. We find the repair, deal with the insurer and keep you informed until it is closed. Members get it at their plan price; anyone can order it as a single service.

### Who pays the suppliers?
You approve every cost before it is incurred. Invoices appear in your account and you pay by card or bank transfer. We never hold your money.

### How much does it cost?
Essential CHF 890, Pro CHF 1,890 and Private CHF 4,500 a month in Switzerland, on a 12-month membership. Pay monthly or yearly upfront at 5% off.

### Which plan is right for us?
It depends on how many things you delegate each month. Answer three questions in the plan finder on the home page and it recommends a plan with an estimate of hours.

### What if we need more than our hours?
Add hours at your plan's rate or buy a pack of ten tasks from your account. Unused hours roll over for one month.

### How are hours counted?
Every minute of work is logged against a task with a note of what was done. You see the log in your account.

### How do member prices work?
We agree rates with each partner in advance. You see the full price before you confirm anything, and your plan's discount applies to our fee.

### Can I change or cancel my plan?
You can move up at any time. The membership runs for 12 months; before it renews you can change plan or stop.

### Are there any hidden fees?
No. You pay your plan and the extras you approved, nothing else.

### Who employs our nanny or housekeeper?
You do. Swiss law requires household staff to be declared from the first franc. We handle payroll, social charges and contracts through licensed partners.

### How do you choose partners?
We check licences, insurance and references, compare several offers and keep only those who deliver on time at the agreed price. Every job is rated.

### Do partners pay you a commission?
Some do. We disclose it, and under Swiss law it belongs to you unless you waive it after disclosure. It is written in our terms.

### What if the chemistry with my contact is not right?
Tell us and we assign someone else. Your history stays in the account, so nothing has to be explained twice.

### Can other family members use the account?
Yes. Your partner and adult children can send tasks and see what concerns them.

### Where is our data kept?
In the European Union, encrypted. Only your family and your assigned team can see it, and every access is logged.

### Who can see our documents?
Only your family and the people working on your tasks. Every view and upload is recorded and visible to you.

### Can we delete our data?
Yes. Ask in your account and we delete it, except what the law obliges us to keep, such as invoices.

### We have homes in several countries.
One account covers them all. Switzerland is open today; Monaco and France open in 2027, followed by the UAE, the UK, Luxembourg and Italy. Each additional country is 30% off.

### Which countries do you cover?
Switzerland today. Six more open in 2027 and fifty are on the roadmap. Join a country's waiting list and you hear first, with a founding price.

### In which languages do you work?
English, French and Russian.

### How soon must I register after moving to Geneva?
You announce your arrival to the cantonal population office (OCPM) within days, before you start working. We prepare the file and book the appointment.

### When can I change health insurer in Switzerland?
For basic insurance, your cancellation letter must reach the insurer by 30 November to switch on 1 January. New premiums are published in late September; we compare them for you.

### When is the Geneva tax return due?
By 31 March of the following year, and an extension can be requested. We collect the documents and work with a licensed fiduciary; we do not give tax advice ourselves.

### Do I have to exchange my foreign driving licence?
Yes, within 12 months of taking residence in Switzerland. We book the appointment and, if needed, the control drive.

### Do I need a motorway vignette?
Yes, on Swiss motorways. It costs CHF 40 a year and is also sold as an e-vignette linked to your number plate. We renew it for every family car.
